This is an example household so you can see the tool working.
Chance of Success
±1 percentage points
Your plan has a strong margin of safety
In most scenarios, every year of your plan is funded through Pat 95.
All values shown in today's dollars
Ways to improve
Retire 1 year later (at Pat 63) → little effect
Spend up to $500/mo less → little effect
Delay Social Security to 70 → little effect
Review claiming agesLet spending decline 1%/yr from 65
Your 1 flexible stream only — healthcare and fixed bills unchanged.
Review expensesPortfolio Over Time
Projected balance across different market scenarios
Individual scenarios aren't stored between page loads. Run again to explore them.
±1pp
Your plan has a strong margin of safety
Ways to improve
Retire 1 year later (at Pat 63) → little effect
Spend up to $500/mo less → little effect
Delay Social Security to 70 → little effect
Review claiming agesLet spending decline 1%/yr from 65
Your 1 flexible stream only — healthcare and fixed bills unchanged.
Review expensesAll values in today's dollars